Credit Card Rewards

You can go online and apply for instant decision credit card, which are often the prepaid cards. If you don’t have a checking or saving account, the cards can offer you a means to order products and services online, or pay your bills online.

Apply for instant credit card offers online if you have been turned down from getting a credit card. Instant card offers are available and the providers will not check your credit score. Instead, you get instant approval right away. Once you apply, the vendor will send you a card in the mail. You can apply for joint accounts or a single account.

There are a few benefits offered with prepaid credit cards. Most card provider does charge a monthly fee. Some banks do as well. If you have a checking account, some banks do offer debit cards without charging you a monthly fee. You can call your bank to find out what is available to you.

Otherwise, you can go online to apply for prepaid Visa and MasterCard. American Express offers the best instant approval cards. The gold card is available, which gives you 10,000 Membership Rewards and points you can redeem for gift cards valued at 100 when you spend your first $1000. You have three months to spend $1000 to get your $100 cash back reward. The exclusive gold card gives you access to concerts, major sport events, and shows. You can purchase protection to cover damage, theft, loss 90 days after your purchase. Once you add up enough points, you can redeem your points. You earn when you spend on travel, dining, shopping, entertainment, etc. You can be approved in 60 minutes. The annual fee is steep. You pay $125 in annual fees and you must have excellent credit to apply.

American Express offers valid credit cards and not the prepaid cards. Miles by Discover Cards are instant approval offers. You can be approved in minutes if you have excellent credit scores. There is no annual fee, and you can earn miles. You can earn as many as $120 travel miles and receive a 1000 miles each month when you make purchases using your card. You get one mile for every dollar you spend.

This card offers 0% intro APR on balance transfers and purchases up to 6 months. After the six-month term expires, you pay 10.99 to 16.99% in APR. The card has no restrictions on travel. You can earn points by booking hotel stays, renting a car, flying, and not worry about blackout dates. This is a flexible redeemable option. You receive gifts, merchandise, travel miles, cash, and other rewards with each purchase.

If you do not have excellent credit, you can apply for instant decision credit card offers online and still get approved in some areas.